At Private Wealth Management of Coral Gables, we understand that retirees have unique financial needs and goals. Our services are tailored to help retirees navigate the complexities of managing their finances during their golden years, ensuring financial confidence.


 Who Are Our Retiree Clients?


Our retiree clients are individuals who have worked hard throughout their lives and are now looking to enjoy a comfortable and fulfilling retirement. They come from various backgrounds, including corporate professionals, small business owners, educators, healthcare professionals, and more. What they share is a desire to make the most of their retirement years while ensuring their financial resources are managed effectively.


 Key Financial Needs and Goals of Retirees

 Income Planning:

Retirees need a reliable source of income to cover their living expenses without the stress of outliving their savings. We help our clients develop comprehensive income strategies that include Social Security optimization, pension planning, and investment income.

 Asset Preservation:

Protecting accumulated wealth is a top priority for retirees. We provide strategies to help safeguard their assets from market volatility, inflation, and unexpected expenses, ensuring their legacy is preserved for future generations.

 Healthcare Planning:

Healthcare costs can be a significant concern in retirement. We assist our clients in understanding their Medicare options, long-term care insurance, and other healthcare-related financial planning to help ensure they are prepared for any medical expenses.

Estate Planning:

A well-structured estate plan is essential for retirees who wish to leave a legacy for their loved ones. We provide guidance from a financial planning perspective regarding estate planning strategies, and we can then work closely with the appropriate professionals to review such things as wills, trusts, and other estate planning tools that reflect their wishes and minimize tax implications.

Lifestyle and Travel:

Retirement is a time to enjoy life and pursue passions. Whether it’s traveling the world, taking up new hobbies, or spending more time with family, we help our clients align their financial plans with their lifestyle goals.


 Why Retirees Choose Us


Personalized Financial Strategies:

We understand that each retiree has unique financial circumstances and goals. Our personalized approach ensures that every client’s financial plan is tailored to their specific needs.


Experienced Advisors:

Our team of experienced financial advisors specializes in retirement planning. We stay informed about the latest trends and regulations affecting retirees, providing our clients with up-to-date advice and strategies.


Comprehensive Services:

From income planning and asset management to healthcare and estate planning guidance, we offer a full range of services to address every aspect of our clients’ financial lives.


Commitment to Client Success:

Our commitment to our clients’ financial success is unwavering. We build long-term relationships based on trust, transparency, and exceptional service.

Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.

Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Every investor’s situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Prior to making an investment decision, please consult with your financial advisor about your individual situation.
Long Term Care Insurance Products may not be suitable for all investors. Guarantees are based on the claims paying ability of the insurance company. Please consult with a licensed financial professional when considering your insurance options.

The essence of investment management is the management of risks, not the management of returns.


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